Description
Ian Whiteley is the senior partner with over 20 years experience
in financial services. Previously with Barclays Bank and Barclays
Financial Management, Ian has dealt extensively with both personal and
corporate clients. Through this experience, Qdos are able to meet the
needs of all our clients and provide a complete financial planning
solution.
When we first meet, we will usually start off by discussing your
aims and needs in general before going on to conduct a thorough
financial review.
Following our review, we will take time to consider your situation
and needs in detail, before writing a full report of our conclusions
and presenting it to you at a subsequent meeting. We will then discuss
our conclusions and recommendations with you, before agreeing the
priorities. Only you know the life you want to lead. People value different things
and these may change throughout your life. So, your investment choices
are as individual as you are. We understand that wherever you are in
life, your financial position and how you feel about risk is crucial to
making a sound investment decision. Even the most financially astute people need some professional guidance. By getting to really know you, we can help you: - take advantage of tax-efficient investments such as ISAs;
- select a diverse range of products that meet your risk comfort zone;
- match products that respect your ethical and environmental beliefs;
- understand your options and support you on your investment journey.
Just like you need petrol to run a car, money provides you with the
means to live your life. Big purchases, holidays, a wedding, emergency
reserves to dip into if out of work … tucking some spare cash aside regularly makes good money sense.
Picture this, you’ve just landed a cash bonus or been left a sum of
money in a will, what saving vehicle will you choose? There’s quite a
selection, each offering different terms and incentives.
The first question you should ask yourself is; how quickly do you
need access to the money? Would you be prepared to forgo instant access
for a higher rate of interest?
Talking to an independent financial adviser will help you:
· decide which saving facilities and features are relevant to you;
· pinpoint what you are saving for and how much you’ll need to set aside to reach that goal;
· compare the cost of any debts you have accumulated against the interest you are likely earn in savings
· source the most tax efficient savings account.
To discover new ways in which you can make your money work more effectively, contact us today.
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