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Scam tax refunds 'reach record' A record 83,000 scam e-mails offering fake tax refunds were reported to the UK's tax authority in
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London travel fares to increase Fares for London's buses will rise by 12.7% and by 3.9% on the Tube in 2010, the Mayor of London
OFT to scrutinise online pricing The sale over the internet of products such as air tickets is to be investigated to stamp out any
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Financial firms in administration Two British financial services affected by the collapse of US bank Lehman Brothers go into
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Watchdog considers trickle plan The water watchdog will consider proposals to limit water supplies for homes in England and Wales
Money Matters heads to Glasgow The BBC's Money Matters Roadshow returns with a host of experts ready to tackle people's cash
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Fear of steep energy bill rises Domestic energy bills in the UK could rise by 60% by 2016 in a worst-case scenario, the energy
'Focus on women's work needs' A think tank calls for more family-friendly policies, saying many women do not want to work
Legal risk to property investors Investors who do not complete property deals in the downturn can be forced to buy after court
Self help Facing the self-assessment tax return deadline
Personal finances Where to get good advice in the recession

Financial Advisers > Financial Advisers In > Financial Advisers By City > Financial Advisers In Bath > City Financial Planning Ltd

City Financial Planning Ltd

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Address:	3 Princes Buildings George St Bath Avon
Postcode:	BA1 2ED
Email:	admin@cityfinancialplanning.co.uk
Telephone:	01225 314 999
Website:	http://www.cityfinancialplanning.co.uk/
Financial Advisors By Type:	Pensions Advice, Mortgage Advice, Investment Planning, General Financial Planning
Financial Advisors By Area:	Somerset Financial Advisers
Financial Advisors By City:	Financial Advisers In Bath

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Description

We’re a totally independent firm of financial planners and advisers with no ties to any product providers. Formed in 1996 and based in our own offices in the centre of Bath, the firm is run by a team of five directors – all highly qualified and with many years experience of the industry – helped by excellent admin staff. City Financial’s consultants, operating from Bath, are hand-picked for their qualifications, experience and knowledge, and for the professional, friendly way they deal with clients.

Pensions
When looking towards retirement – it’s always getting nearer, no matter how far off it might seem – most of us think of pensions as a way of providing a regular income. Pensions are highly tax-efficient, for one thing. But they can be complex, and recent changes in government legislation mean you should think carefully about the best pension options available to you now. But speak also to a pension planning expert who can guide you towards making the right decision.

Life assurance

Whole of life A tax-free lump sum paid to a named beneficiary when you die
Level term A tax-free lump sum paid if you die during a specified term: often used to safeguard payment of mortage or education bills
Decreasing term The amount that would be paid out reduces as the term nears its end: useful to ensure a fixed term repayment loan is covered

Income Protection
What if you suddenly can’t work because of a serious illness or accident? Income Protection provides you with a monthly amount to cover loss of earnings.
You choose the premium you pay. This determines how much you receive in the event of a claim – as does your choice of how soon after you stop work the policy starts paying out.

Portfolio Planning
Portfolio planning is for anyone whose ambition is financial independence. It isn’t about arcane investments or complicated dealings in overseas markets. And you don’t need a stash of cash to hand. Put simply, portfolio planning means achieving the right balance between different types of financial products – and formulating a strategy, with all elements pulling in the same direction, to help you plan your financial future wisely. For the best advice, you should talk to a totally independent expert with no ties to any financial institution. Someone who can:

analyse your current investments and find ways to earn you more
develop a strategy tailored to your current circumstances and future apsirations
help you generate capital and income in innovative ways you may not have considered before

Financial Advisers
About the Credit Crunch
About the Recession
About Our Current Financial Crisis
General Financial Planning
Corporate Finance
Taxation Advice
Investment Planning
Life Insurance Advice
Pensions Advice
Mortgage Advice
Offshore Financial Planning
Health Insurance Advice

Latest news
New sections about the recession and credit crunch! Mon 19/01/2009 We are pleased to announce three brand new sections for you to read at your leisure! We understand many of you are having problems grasping exactly... Lehman Brothers Collapse Mon 15/09/2008 Lehman Brothers, the fourth-largest US investment bank, has filed for bankruptcy protection, dealing a blow to the fragile global financial system. ...

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